What Credit Repair Can Address
Credit repair generally focuses on reviewing credit reports for information that may be inaccurate, incomplete, duplicated, outdated, or otherwise questionable under applicable reporting rules.
Credit report issues may involve account information, payment history, balances, duplicate accounts, collections, charge-offs, inquiries, account status, or other information that does not accurately reflect the consumer's credit history.
Accurate negative information generally cannot simply be removed because it is unwanted. Credit outcomes vary, and no reputable service can guarantee a specific score increase.
What Our Credit Repair Services Include
- Credit report review and analysis
- Dispute strategy for eligible inaccuracies
- Progress tracking and organization
- Credit education and guidance
- Goal-based credit readiness
- Ongoing support
Can I Do This Myself?
Yes. Consumers have the right to dispute inaccurate credit-report information directly with the credit reporting agencies at no cost.
Professional help is primarily about analysis, organization, process management, follow-up, education, and saving time.